043nobs.com.ng (“043nobs”, “we”, “us”, or “ours”) is dedicated to protecting your privacy. We have prepared this Privacy Policy and Notice (“Policy”) to describe our practices regarding our collection and use of the personal information of individuals who interact with our platforms (collectively referred to as our “Site”) and to inform you of your rights with respect to our data collection practices. This Policy provides information about the types of information that we collect, and what we may do with that information. It also describes with whom we share it, and how we keep it secure.
In this Policy, we will outline and describe the following with respect to the personal information that we collect:
Categories of Information We Collect and Its Sources
A. Information you provide:
If you contact us, we collect additional information such as your location, and any personal information that you provide in your contact request. We may also collect your personal data when you call us on our service number. This includes information, such as your name and contact information, your phone number as well as the content of your message.
Similarly, if you comment on one of our articles on our blogs, the information that you post becomes public, and is a part of the information collected by you. This information may include your personal details and opinions about the subject matter.
B. Information collected automatically:
Certain information that identifies you may be passively collected and stored on our or our service provider’s server logs, including your Internet Protocol (“IP”) address, browser type, operating system and information regarding what pages you accessed when you visited our Site, and when (e.g., the date and time of your visit to our Site), and the information for which you searched and which you viewed.
We also use “Cookies”, “pixel tags” and other tracking technologies to make our online services more useful to you and to tailor the experience with us to meet your special interests and needs. For information about Cookies, pixel tags and other tracking technologies used on our Site. You may choose to disable this in your browser.
How We Use Your Information
For each of the categories of personal information set forth in Section I above, we use your personal information in order to provide you with meaningful and relevant Services, which include information about relevant gadgets, platforms, and services. In addition, we may use your personal information for the following purposes:
- to respond to any questions or comments that you submitted to us on our Site or otherwise;
- to carry out any obligations entered into between us, such as providing you with Services that you have requested;
- to notify you of changes to our Services;
- to measure the adequate performance of our interactions with you;
- to obtain or maintain insurance coverage, manage risks or obtain professional advice and defend our rights and establish, exercise and defend our legal claims;
- to provide, create and maintain a trusted online environment and comply with our legal obligations.
With Whom We Share Your Information
A. Per your instruction or use of the Services/Consents:
We may share all categories of your personal information with selected outside companies by transferring it, to advertisers and other business partners that assist us in providing you with meaningful and relevant Services (each, collectively an “Advertiser”). Our Advertisers include realtors, loan providers and other complementary service companies and social media platforms such as Facebook. The sharing of your personal information with these Advertisers is conducted in accordance with all legal rules and regulations.
In addition, any personal information you share publicly through our Site may be indexed through third-party search engines, such as Google or Bing. We do not control the practices of third-party search engines, and they may use caches containing your information, including any outdated information. You acknowledge that personal information that you submit when you participate in an opinion survey or user review, a blog or any online message board that we provide through our Site or Services may be available, via the Internet, around the world. We cannot prevent the disclosure to or use (or misuse) of such personal information by others, nor can we ensure it is deleted if you later ask us to delete your personal information as provided for in this Policy.
B. Third-party processors:
We also share your personal information with third-party processors who act on our behalf (including contractors and service providers) to provide our web and to help with our operations on our behalf (“Processors”). These Processors need access to and use your personal information and include third parties to provide us with technical support, give us additional personal data about you, and perform analytics and other work that we may need to outsource. These Processors are bound by law and/or contract to protect the confidentiality and security of your personal information. They only process your personal information to provide requested services for us, and only act on our documented instructions.
C. Third-party websites:
We provide links to other websites, such as social networking sites (e.g., Facebook, Twitter and Google) and these other websites may provide links to our Site. Third-party sites operate according to their own terms of use and privacy policies and 043nobs has no control over these third-party websites. If you wish to opt out of any information sharing conducted by any third-party website that you link to from us, or to us from them, you must do so in accordance with their specific opt-out policies and procedures. By using our Site and Services, you acknowledge and agree that we are not responsible for the availability of such third-party sites, and do not endorse and are not responsible or liable for any content, advertising, products or other materials on or available from such sites. You further understand and agree that 043nobs will not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any content, advertising, products, or other materials on or available from such sites.
D. De-identified information about you:
We also share aggregated or de-identified information (i.e., information that does not personally identify you directly), or statistical information about you, including statistical data and historical use data, with others for a variety of purposes, including for their own uses, for example, for improving their services for you and others.
Your Choices To Option Out
You have the right to request that we do not sell your personal information to Advertisers.
IF YOU LIVE IN CALIFORNIA – When you first come to our Site, you will be given the option to click on a “Do Not Sell My Information” button on our landing page. If you click this button, we will not sell your identifiable personal information to Advertisers. We may still sell de-identified information about you, but the Advertisers will not be able to trace this information back to you or use it to market their products and services specifically to you.
NO MATTER WHERE YOU LIVE – If you do not initially opt-out or at some point after giving us your personally identifiable information you later decide to limit the sale of your information to our third-party Advertisers. You can simply restrict the information we get about you through your cookies setting.
Kindly note that you cannot block the sharing of your personal information with our Processors or Business Partners, or our sharing of deidentified information, or your personal information as required by law, as described in Sections III. B and D above.
How Long Do We Keep Your Personal Information
We retain your personal information as reasonably necessary to fulfil the purposes for which we collected it and you provided it and to comply with our legal obligations. In no event will we keep your personal information for longer than is reasonably necessary for the purposes defined in this Policy. You also have the right to request that we delete your personal information, subject to certain exceptions, such as our need to prevent and protect against fraud or other illegal activity, to complete business transactions with you, and for such other purposes as allowed by law.
Security Of Your Information
To help protect the privacy of your Personal Data collected by us, we maintain reasonable physical, technical and administrative safeguards. We update and test our security technology on an ongoing basis. We restrict access to your personal information to those employees who need to know that information in order to provide Services to you. In addition, we train our employees about the importance of confidentiality and maintaining the privacy and security of your information.
Limitation Of Liability
YOU UNDERSTAND AND AGREE THAT ANY DISPUTE OVER THE PRIVACY OF YOUR INFORMATION IS SUBJECT TO THE TERMS AND CONDITIONS OF THIS PRIVACY POLICY.
Enquiries, Concerns or Complaints – Contact Details
If you have questions about our privacy practices and this Privacy Policy, or if you wish to correct any of your information or exercise your rights under the law or this Policy, you can contact us as follows:
043nobs.com.ng
Email: @admin, [email protected]
Hotline– +2348137496155
Please be specific during enquiries and complaints
CALIFORNIA PRIVACY RIGHTS
If you are a California resident (“you” or a “California Customer”), California law may apply to how we collect and use your personal information, and what rights you have in some circumstances. The following terms supplement our Privacy Policy and explain the rights of California Customers under the California Consumer Privacy Act (“CCPA”).
The following sets forth the categories of information we collect and purposes for which we may use a California Consumer’s personal information collected by us:
Categories of Personal Information We Collect About You:
The categories of personal information we may have collected about you or your use of our Services are:
- Identifiers, such as your name, alias, postal address, phone number, email address, log-in information, or unique personal identifiers (such as device ID, cookies, and IP address);
- Commercial information (such as Site engagement data);
- Protected classification characteristics;
- Internet or other network or device activity (such as browsing or search history or app usage, and advertisement interactions);
- Geo-location information relating to your computer or device when you interact with the Site;
- Professional or employment-related information that you supply;
Changes and Effective Date
We may make changes to this Privacy Policy at any time and for any reason, including our business reasons or in order to comply with changing privacy laws. Unless otherwise provided by applicable law, any changes that we make to this Policy will be published on our Site and will become effective upon publication. Your continued use of the Services or the Site will constitute your acceptance of any such changes to the fullest extent permitted by law. You are encouraged to review this Policy from time to time, to make sure you are current with our privacy practices.